Very often when I am talking to people that are either strongly left, or some who casually lean left but because they have not thought it through (in my opinion). I am at a loss to explain exactly what the immediate psychological process that leads to the problems socialism and communism create.
But I think I have had an insight in explaining this:
Those on the hard or soft left seem to believe that the reason there are so many problems is because the people in charge are simply not very nice people and if they install someone who 'cares about the people' then things will be better.
They have believed this before every coup in history that has inevitably lead to poverty, death, suppression of free speech, torture of political dissenters and genocide.
To illustrate this, why are we having problems today with bad housing, low wages, bad NHS care, the stripping of the welfare state for the disabled and in positions where there is no employment to escape from it:
So where is our money going to? Some of the answer is in this article. The relevant part is in the additional part not in the title, because it is split into two separate articles:
Daily Mail: The death of Ukip and the birth of a new political era ... Subtitle: Royal Bank of Scotland has become a scandal. It’s time to shut it down